EN
The article shows an influence of the law regulation on a consolidation process of the co-operative banking sector in Poland. The problem development of co-operative banks and a realisation of their primal mission of mutual aid in globalisation is shown. In spite of threats which are characteristic for a co-operative movements in globalisation process, the banking sector can operate on a market. The process of strategy shaping should be permanent and should also connect invention and logical language of strategy, which is common for a particular organisation.