EN
Nowadays the demands of international and local economics, concentrated suppl 7 and demand as well as the consumers' expectations confront the co-operative organizations with new challenges. The lack of their own funds makes the co-operatives in France and other European Community countries reaching for various, modern bank products (shares, obligations, investment certificates, share titles, options of convenience). The legal system enables such activities. It is advisable for the Polish co-operative movement to follow the example of these experiences.